Fuck fast and free no credit card
They are actually good things, since they help you to learn. “Of course you would say that, but I’m still less practiced than you.
But you learn by fixing them, rather than letting them ride. I still need my Starbucks Lattes and my husband likes TV sports so I can’t cancel cable.
We don’t talk about cutting up our credit cards, or clipping coupons to save .00 on the newest Swiffer mop, or making a budget that forces us to save 10% of our income while we devote the rest to “guilt-free spending”.
I don’t talk about my own personal battle with consumer debt and how much I struggled to get out of it, because come on, I am Mr. I was cleaning and ironing my five dollar bills and storing them meticulously in a photo album at age ten*, I was never going to go out and spend so much on my credit card that I couldn’t pay it back at the end of the month!
Logically, it follows that even if you only wake up several credit cards later and realize that you have fucked up, the emergency applies to an even greater degree.
If you borrow even one dollar for anything other than your primary house or a profitable investment, the should go to paying that back.
They often detail income, spending, and debt situations. Yet these budget sketches also include amounts for entertainment, cable TV, and multiple cars.
I was therefore surprised when the friend proceeded to live a normal university life of partying and eating out, even during the delayed repayment process.
Everything worked out fine in the end, since this was an honorable friend, but I still learned something about society’s differing opinions about debt.
No, I don’t need a budget to pay back my debt, and I certainly don’t need two more credit cards.
I simply need to do zero extra spending until my debt is corrected.