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legal expert for tailored advice and clear steps to get what you're entitled to.We're not on the clock, so for just £29.99 you can talk as long as you want, and call us whenever you need.When this starts depends on the specific circumstances but will usually be from the day you become aware of a problem.

Chargeback can be used in cases of goods not arriving at all, goods that are damaged, goods that are different from the description, or where the merchant has ceased trading.

Claims must be addressed to the bank that provides your debit or credit card, which in turn will put in a request to the merchant's bank.

As a result, you could get your money back from the merchant's bank if the money is there to be recovered.

That way, when you make a card purchase through Pay Pal, the same amount will be debited from your bank account or credit card as goes immediately to the seller.

This will make it easier for your bank or credit card provider to match the purchase with the debit.

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The main requirement for getting your money back through chargeback is evidence that there's been a breach of contract.

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